
The Insurance Sector's Hidden Skills Challenge: Who Will Handle Tomorrow's Subsidence Claims?
When discussions turn to the future of insurance, the focus is often on technology, climate resilience and improving customer outcomes. Yet behind every successful claim is something far more fundamental: people.
Across the subsidence sector, many of the industry's most experienced surveyors, engineers, loss adjusters and technical specialists are approaching retirement. At the same time, the flow of new talent entering the profession is not growing fast enough to replace the expertise that is leaving.
For a specialist discipline built on technical knowledge, practical experience and professional judgement, this presents a significant challenge.
As Freya Chapman, Residential Lead at Mainmark Ground Engineering, explains:
"Successful claims are not resolved by technology or processes alone. They are resolved by skilled people who understand buildings, ground conditions and, most importantly, how to support customers through challenging situations. We need to ensure the next generation is ready to take on that responsibility."
Why Expertise Matters
Subsidence claims are among the most complex property losses to investigate and resolve.
Every case is unique. Professionals must assess structural movement, ground conditions, tree influences, monitoring data, repair options and customer concerns before determining the most appropriate solution.
While advances in data collection, monitoring systems and digital tools continue to improve the claims process, there remains no substitute for hands-on experience. The knowledge gained through years of investigating properties and managing claims is invaluable.
The risk is clear: if experienced professionals leave the industry without passing on their expertise, a critical skills gap will emerge.
Rising Demand in a Changing Climate
The need for specialist knowledge is unlikely to diminish any time soon.
Periods of prolonged drought followed by intense rainfall continue to place increasing pressure on properties built on shrinkable clay soils. As weather patterns become more unpredictable, insurers and homeowners will rely on skilled professionals who can accurately diagnose issues and identify effective, long-term solutions.
The question facing the industry is simple:
Do we have enough people entering the profession today to meet the demands of tomorrow?
The Awareness Challenge
One of the biggest barriers to attracting new talent is awareness.
Ask a classroom of college students about careers in subsidence investigation, structural monitoring or property remediation, and most will have little understanding of what these professions involve. Many have never encountered the sector as a potential career path.
Yet these roles offer exactly what many young people are looking for: meaningful work, problem-solving opportunities, technical development and the chance to make a tangible difference to people's lives.
Every day, professionals across the subsidence sector help homeowners navigate some of the most stressful situations they may ever experience. The impact of that work is both significant and rewarding.
The challenge is not a lack of talent. The challenge is ensuring talented individuals know these opportunities exist.
Building the Next Generation of Specialists
The good news is that positive steps are already being taken.
Industry initiatives such as the Subsidence Forum's Training Day play an important role in developing technical knowledge, sharing expertise and building capability across the profession. These programmes help both new entrants and established professionals continue developing specialist skills.
However, attracting talent must begin long before people enter the workplace. Educational outreach is essential.
Through college awareness sessions, industry professionals have seen first-hand how engaged young people become when they discover the variety of careers available within the sector. Whether their interests lie in engineering, surveying, insurance, construction, customer service or project management, there are rewarding pathways available.
The reaction is often remarkably consistent: "I didn't know this industry existed." For many organisations, that should be a wake-up call.
A Collective Responsibility
Creating a stronger talent pipeline cannot rest with any single organisation.
Insurers, loss adjusters, contractors, consultants and industry bodies all have a role to play in promoting careers, sharing knowledge and creating clear pathways into the profession.
This means investing in apprenticeships, mentoring schemes, work experience opportunities and stronger engagement with schools, colleges and universities. It also means ensuring the sector attracts diverse talent from a broad range of backgrounds.
Most importantly, it requires us to celebrate the people already making a difference and inspire others to follow in their footsteps.
Looking Ahead
The future of the subsidence sector will not be defined solely by the technology we adopt or the repairs we deliver.
It will be defined by our ability to attract, develop and retain the skilled professionals who will support homeowners, insurers and communities for decades to come.
Because ultimately, successful claims are not resolved by processes alone.
They are resolved by people.
Mainmark’s specialised in-house solutions
Our dedicated team of experts is committed to understanding your unique needs and objectives, working closely with you to develop and execute.
Get in Touch
Our dedicated team of experts is committed to understanding your unique needs and objectives, working closely with you to develop and execute.

The Insurance Sector's Hidden Skills Challenge: Who Will Handle Tomorrow's Subsidence Claims?
When discussions turn to the future of insurance, the focus is often on technology, climate resilience and improving customer outcomes. Yet behind every successful claim is something far more fundamental: people.
Across the subsidence sector, many of the industry's most experienced surveyors, engineers, loss adjusters and technical specialists are approaching retirement. At the same time, the flow of new talent entering the profession is not growing fast enough to replace the expertise that is leaving.
For a specialist discipline built on technical knowledge, practical experience and professional judgement, this presents a significant challenge.
As Freya Chapman, Residential Lead at Mainmark Ground Engineering, explains:
"Successful claims are not resolved by technology or processes alone. They are resolved by skilled people who understand buildings, ground conditions and, most importantly, how to support customers through challenging situations. We need to ensure the next generation is ready to take on that responsibility."
Why Expertise Matters
Subsidence claims are among the most complex property losses to investigate and resolve.
Every case is unique. Professionals must assess structural movement, ground conditions, tree influences, monitoring data, repair options and customer concerns before determining the most appropriate solution.
While advances in data collection, monitoring systems and digital tools continue to improve the claims process, there remains no substitute for hands-on experience. The knowledge gained through years of investigating properties and managing claims is invaluable.
The risk is clear: if experienced professionals leave the industry without passing on their expertise, a critical skills gap will emerge.
Rising Demand in a Changing Climate
The need for specialist knowledge is unlikely to diminish any time soon.
Periods of prolonged drought followed by intense rainfall continue to place increasing pressure on properties built on shrinkable clay soils. As weather patterns become more unpredictable, insurers and homeowners will rely on skilled professionals who can accurately diagnose issues and identify effective, long-term solutions.
The question facing the industry is simple:
Do we have enough people entering the profession today to meet the demands of tomorrow?
The Awareness Challenge
One of the biggest barriers to attracting new talent is awareness.
Ask a classroom of college students about careers in subsidence investigation, structural monitoring or property remediation, and most will have little understanding of what these professions involve. Many have never encountered the sector as a potential career path.
Yet these roles offer exactly what many young people are looking for: meaningful work, problem-solving opportunities, technical development and the chance to make a tangible difference to people's lives.
Every day, professionals across the subsidence sector help homeowners navigate some of the most stressful situations they may ever experience. The impact of that work is both significant and rewarding.
The challenge is not a lack of talent. The challenge is ensuring talented individuals know these opportunities exist.
Building the Next Generation of Specialists
The good news is that positive steps are already being taken.
Industry initiatives such as the Subsidence Forum's Training Day play an important role in developing technical knowledge, sharing expertise and building capability across the profession. These programmes help both new entrants and established professionals continue developing specialist skills.
However, attracting talent must begin long before people enter the workplace. Educational outreach is essential.
Through college awareness sessions, industry professionals have seen first-hand how engaged young people become when they discover the variety of careers available within the sector. Whether their interests lie in engineering, surveying, insurance, construction, customer service or project management, there are rewarding pathways available.
The reaction is often remarkably consistent: "I didn't know this industry existed." For many organisations, that should be a wake-up call.
A Collective Responsibility
Creating a stronger talent pipeline cannot rest with any single organisation.
Insurers, loss adjusters, contractors, consultants and industry bodies all have a role to play in promoting careers, sharing knowledge and creating clear pathways into the profession.
This means investing in apprenticeships, mentoring schemes, work experience opportunities and stronger engagement with schools, colleges and universities. It also means ensuring the sector attracts diverse talent from a broad range of backgrounds.
Most importantly, it requires us to celebrate the people already making a difference and inspire others to follow in their footsteps.
Looking Ahead
The future of the subsidence sector will not be defined solely by the technology we adopt or the repairs we deliver.
It will be defined by our ability to attract, develop and retain the skilled professionals who will support homeowners, insurers and communities for decades to come.
Because ultimately, successful claims are not resolved by processes alone.
They are resolved by people.
Mainmark’s specialised in-house solutions
Our dedicated team of experts is committed to understanding your unique needs and objectives, working closely with you to develop and execute.
Get in Touch
Our dedicated team of experts is committed to understanding your unique needs and objectives, working closely with you to develop and execute.

The Insurance Sector's Hidden Skills Challenge: Who Will Handle Tomorrow's Subsidence Claims?
When discussions turn to the future of insurance, the focus is often on technology, climate resilience and improving customer outcomes. Yet behind every successful claim is something far more fundamental: people.
Across the subsidence sector, many of the industry's most experienced surveyors, engineers, loss adjusters and technical specialists are approaching retirement. At the same time, the flow of new talent entering the profession is not growing fast enough to replace the expertise that is leaving.
For a specialist discipline built on technical knowledge, practical experience and professional judgement, this presents a significant challenge.
As Freya Chapman, Residential Lead at Mainmark Ground Engineering, explains:
"Successful claims are not resolved by technology or processes alone. They are resolved by skilled people who understand buildings, ground conditions and, most importantly, how to support customers through challenging situations. We need to ensure the next generation is ready to take on that responsibility."
Why Expertise Matters
Subsidence claims are among the most complex property losses to investigate and resolve.
Every case is unique. Professionals must assess structural movement, ground conditions, tree influences, monitoring data, repair options and customer concerns before determining the most appropriate solution.
While advances in data collection, monitoring systems and digital tools continue to improve the claims process, there remains no substitute for hands-on experience. The knowledge gained through years of investigating properties and managing claims is invaluable.
The risk is clear: if experienced professionals leave the industry without passing on their expertise, a critical skills gap will emerge.
Rising Demand in a Changing Climate
The need for specialist knowledge is unlikely to diminish any time soon.
Periods of prolonged drought followed by intense rainfall continue to place increasing pressure on properties built on shrinkable clay soils. As weather patterns become more unpredictable, insurers and homeowners will rely on skilled professionals who can accurately diagnose issues and identify effective, long-term solutions.
The question facing the industry is simple:
Do we have enough people entering the profession today to meet the demands of tomorrow?
The Awareness Challenge
One of the biggest barriers to attracting new talent is awareness.
Ask a classroom of college students about careers in subsidence investigation, structural monitoring or property remediation, and most will have little understanding of what these professions involve. Many have never encountered the sector as a potential career path.
Yet these roles offer exactly what many young people are looking for: meaningful work, problem-solving opportunities, technical development and the chance to make a tangible difference to people's lives.
Every day, professionals across the subsidence sector help homeowners navigate some of the most stressful situations they may ever experience. The impact of that work is both significant and rewarding.
The challenge is not a lack of talent. The challenge is ensuring talented individuals know these opportunities exist.
Building the Next Generation of Specialists
The good news is that positive steps are already being taken.
Industry initiatives such as the Subsidence Forum's Training Day play an important role in developing technical knowledge, sharing expertise and building capability across the profession. These programmes help both new entrants and established professionals continue developing specialist skills.
However, attracting talent must begin long before people enter the workplace. Educational outreach is essential.
Through college awareness sessions, industry professionals have seen first-hand how engaged young people become when they discover the variety of careers available within the sector. Whether their interests lie in engineering, surveying, insurance, construction, customer service or project management, there are rewarding pathways available.
The reaction is often remarkably consistent: "I didn't know this industry existed." For many organisations, that should be a wake-up call.
A Collective Responsibility
Creating a stronger talent pipeline cannot rest with any single organisation.
Insurers, loss adjusters, contractors, consultants and industry bodies all have a role to play in promoting careers, sharing knowledge and creating clear pathways into the profession.
This means investing in apprenticeships, mentoring schemes, work experience opportunities and stronger engagement with schools, colleges and universities. It also means ensuring the sector attracts diverse talent from a broad range of backgrounds.
Most importantly, it requires us to celebrate the people already making a difference and inspire others to follow in their footsteps.
Looking Ahead
The future of the subsidence sector will not be defined solely by the technology we adopt or the repairs we deliver.
It will be defined by our ability to attract, develop and retain the skilled professionals who will support homeowners, insurers and communities for decades to come.
Because ultimately, successful claims are not resolved by processes alone.
They are resolved by people.
Mainmark’s specialised in-house solutions
Our dedicated team of experts is committed to understanding your unique needs and objectives, working closely with you to develop and execute.
Get in Touch
Our dedicated team of experts is committed to understanding your unique needs and objectives, working closely with you to develop and execute.